Disclaimer
The information provided on this website is for general information purposes only. While we strive to keep the information up-to-date and correct, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability with respect to the website or the information, products, services, or related graphics contained on the website for any purpose.
Terms and Conditions
Welcome to Peak Bank. The following terms and conditions (the "Terms") govern your access to and use of our banking services, website, mobile application, and any other products or services provided by Peak Bank (collectively, the "Services") in conjunction with Idaho First Bank’s Online Banking Agreement and Disclosure. By accessing or using any part of the Services, you agree to be bound by these Terms. If you do not agree to all the terms and conditions of this agreement, then you may not access the website or use any services.
1. Use of Our Services
Eligibility: You must be at least 18 years old to use our Services and possess the legal authority to enter into this agreement.
Account Registration: To access certain features of our Services, you may be required to create an account and provide accurate and complete information. You are responsible for maintaining the confidentiality of your account and password.
Acceptable Use: You agree not to misuse our Services. Prohibited activities include, but are not limited to, violating laws, infringing on intellectual property rights, engaging in fraud, and distributing malware or harmful code.
2. Privacy Policy
Your privacy is important to us. Our Privacy Policy explains how we collect, use, and share your personal information. By using our Services, you agree to the collection and use of information in accordance with our Privacy Policy.
3. Changes to Services
We reserve the right to modify or discontinue, temporarily or permanently, the Services (or any part thereof) with or without notice. We shall not be liable to you or to any third-party for any modification, suspension, or discontinuance of the Services.
4. Intellectual Property Rights
All content included on or comprising the Services, such as text, graphics, logos, images, as well as the compilation thereof, and any software used on the site, is the property of Peak Bank or its suppliers and protected by copyright and intellectual property laws.
5. Third-Party Links
Our Services may contain links to third-party websites or services that are not owned or controlled by Peak Bank. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services.
6. Disclaimer of Warranties
The Services are provided on an "as is" and "as available" basis. Peak Bank makes no representations or warranties of any kind, express or implied, as to the operation of the Services or the information, content, materials, or products included on the Services.
7. Limitation of Liability
In no event shall Peak Bank, nor its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from your access to or use of or inability to access or use the Services.
8. Governing Law
These Terms shall be governed and construed in accordance with the laws of Idaho, without regard to its conflict of law provisions.
9. Changes to Terms
We reserve the right, at our sole discretion, to modify or replace these Terms at any time. By continuing to access or use our Services after those revisions become effective, you agree to be bound by the revised terms.
10. Contact Us
If you have any questions about these Terms, please contact us on 866-484-5705 or customerservice@peak.bank